Financing Options

Financing options include, but are not limited to…

Disclaimer: Spartan Flight Academy is not a lender and does not control financing terms, conditions, or availability. Any financing is offered solely by independent lenders, and all financing information or promotional statements are provided directly by those lenders. Students are responsible for reviewing loan terms and comparing options before borrowing. Financing does not guarantee enrollment or employment. Spartan Aviation Academy's Refund Policy

Links to third-party lenders are provided solely for your convenience. Spartan Flight Academy is not responsible for the content, accuracy, security, or availability of external websites. When visiting external sites, we encourage you to review their privacy and security policies.

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams. We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well. That’s why Stratus was created, because with Stratus, the sky is no longer the limit.

Your Aviation Dreams Start Here

You’re not just a number, and it shows with Stratus. We look beyond the typical FICO scores and look at you as a whole aviator. We want to set you up for success before you even apply with us!

We offer exceptional lending packages, including:

The best rate you’ll get anywhere to go from zero to hero!
Full financing for your entire flight training and more
Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
Pay your loan off any time you want with no consequences or penalties whatsoever.

Stratus Has You Covered For Resources For Your Aviation Career

Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
Resume reviewing, editing, and building
AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

We look forward to helping you achieving your aviation dreams and seeing you in the sky!

If you are interested in getting started, please click here to apply now:

Apply Now

AOPA Finance offers students more financing options to those who qualify.

Financing your Flight Training

Quick & Easy, Affordable, Flexible

Put your loan to work right now and get on your way as a better trained, more proficient pilot.

Rates & Terms

Rates start at 12.49% and go up to 14.49% APR
Minimum credit score of 660
Payments are $25 for every $1000 in outstanding balance
There is no loan deferment at this time
Credit approval and interest rates are dependent upon the credit history, income and obligations of the applicant and co-borrower, if any
Total unsecured debt cannot exceed 30% of annual income
Maximum DTI of 50%

Apply Now

The Flight Training Finance offers students more financing options to those who qualify.

Affordable – With a $250 down payment and monthly payments as low as $200-$300 you can realize your dream of training to become a pilot.

Flexible – We have Repayment terms ranging from 18 – 72 months depending on number of lessons per week.

Simple – We have a simple application process that only takes minutes to complete.

Apply Now

Must be an eligible member of American Airlines Credit Union
Membership is open to employees of the Air Transportation Industry and their family members
Must pass credit criteria
Education loans up to $40,000 and up to 120 months to pay
A home owner can use a Home Equity Loan to qualify for larger amounts
Competitive interest rates and terms

Apply Now

Financing Options