Financing Options

Financing options include, but are not limited to…

Disclaimer: Spartan Flight Academy is not a lender and does not control financing terms, conditions, or availability. Any financing is offered solely by independent lenders, and all financing information or promotional statements are provided directly by those lenders. Students are responsible for reviewing loan terms and comparing options before borrowing. Financing does not guarantee enrollment or employment. Spartan Aviation Academy's Refund Policy

Links to third-party lenders are provided solely for your convenience. Spartan Flight Academy is not responsible for the content, accuracy, security, or availability of external websites. When visiting external sites, we encourage you to review their privacy and security policies.

Take flight with the Sallie Mae^® Airline Career Loan

Get the money you need to complete your pilot training at a qualifying professional-based program.

No origination fees – There’s no fee to process a loan or if you pay it off early.¹
Consider a cosigner – Applying with a cosigner may help you get a better rate.
Save money – Get a 0.25 percentage point discount when you make payments with auto debit.²

Apply Now

¹Although Sallie Mae does not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note — first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

²The borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.

About Edly
Edly is reshaping education financing with outcomes-based student loans that align repayment with career success. Edly empowers students to gain real, in-demand skills that help them graduate with confidence and step into better-paying jobs.

Edly Income-Based Repayment (IBR) loans are a flexible and affordable way to help you pay for school.

Affordable when you need it most
- Loan payments are based on your income – not a fixed amount – so payments are designed to be lower when you're starting your career.
No cosigner required
- Edly offers loan options with and without a cosigner, so you can pick the loan that is right for you.
Fast and easy application
- Prequalify without affecting your credit score, and get pre-approved for $3,000-$130,000 in minutes.
Responsive support
- Highly-qualified student support team is available to help you with any questions.

If you are interested in getting started, please click here to apply now:

Apply Now

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams. We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well. That’s why Stratus was created, because with Stratus, the sky is no longer the limit.

Your Aviation Dreams Start Here

You’re not just a number, and it shows with Stratus. We look beyond the typical FICO scores and look at you as a whole aviator. We want to set you up for success before you even apply with us!

We offer exceptional lending packages, including:

The best rate you’ll get anywhere to go from zero to hero!
Full financing for your entire flight training and more
Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
Pay your loan off any time you want with no consequences or penalties whatsoever.

Stratus Has You Covered For Resources For Your Aviation Career

Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
Resume reviewing, editing, and building
AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

We look forward to helping you achieving your aviation dreams and seeing you in the sky!

If you are interested in getting started, please click here to apply now:

Apply Now

AOPA Finance offers students more financing options to those who qualify.

Financing your Flight Training

Quick & Easy, Affordable, Flexible

Put your loan to work right now and get on your way as a better trained, more proficient pilot.

Rates & Terms

Rates start at 12.49% and go up to 14.49% APR
Minimum credit score of 660
Payments are $25 for every $1000 in outstanding balance
There is no loan deferment at this time
Credit approval and interest rates are dependent upon the credit history, income and obligations of the applicant and co-borrower, if any
Total unsecured debt cannot exceed 30% of annual income
Maximum DTI of 50%

Apply Now

The Flight Training Finance offers students more financing options to those who qualify.

Affordable – With a $250 down payment and monthly payments as low as $200-$300 you can realize your dream of training to become a pilot.

Flexible – We have Repayment terms ranging from 18 – 72 months depending on number of lessons per week.

Simple – We have a simple application process that only takes minutes to complete.

Apply Now

Must be an eligible member of American Airlines Credit Union
Membership is open to employees of the Air Transportation Industry and their family members
Must pass credit criteria
Education loans up to $40,000 and up to 120 months to pay
A home owner can use a Home Equity Loan to qualify for larger amounts
Competitive interest rates and terms

Apply Now

We’ve Changed Our Name!

Financing Options

Financing options include, but are not limited to…

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